What These Terms Cover and How They Apply
By creating an account on bibirtoto, you confirm that you have read these terms and accept them as the basis of your relationship with us. These terms govern account registration, wallet deposits and withdrawals using DANA, OVO, or GoPay, how we handle disputes, and the rules
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around account suspension or closure. We may update these terms when our services change or when local regulatory requirements shift — we will post any revision on this page and, where practical, notify you through your registered contact. Continued use of your account after an update
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is published counts as acceptance of the revised terms. If any part of these terms conflicts with local law in your region of Indonesia, the locally applicable rule takes precedence for you; access to specific features or markets depends on what local law permits. We do
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not apply terms from other markets — everything here is written for Indonesia users. Your DANA, OVO, or GoPay wallet is subject to the deposit and withdrawal conditions described in the payment section of your account dashboard. Disputes about transactions should be raised through our support
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channel within a reasonable period of the transaction date. We aim to resolve account-level disputes within a timeframe we will communicate at the point of escalation.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.